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Sunday, September 23, 2007

menabung dalam Dinar-Dirham: paling stabil

cukup menarik bahwa ternyata harga ayam sejak Rasululloh SAW sampai sekarang relatif sama katanya, yaitu 1 dirham. Atau biaya haji dari dulu sampai sekarang itu sama kalau menggunakan referensi dinar-dirham yaitu 250gram dinar. Catatan: dinar-dirham dalam artikel ini bukan dinar-dirham mata uang negara tertentu seperti Irak (yg bukan emas), dinar disini dari emas dan dirham dari perak.

Lebaran tahun lalu saya beli koin emas murni sekitar 170rb rp/gram, sekarang sudah hampir 1 tahun jadi sekitar 200rb/gram, atau naik lebih dari 17%. Ada yg menganggap ini menakutkan seperti bom:

“…Frightening as the atomic bomb is, another kind of bomb, namely The Islamic Dinar could pose an even bigger threat to our existing financial system which I believe would be enormously bullish for gold…”
The Islamic (Gold) Dinar - Gold Beagle (http://www.gold-eagle.com/editorials_98/taylor112598.html)

- https://www.e-dinar.com/cgi/shop.cgi: gambaran membeli e-dinar
- http://www.islamhariini.org/: kumpulan wakalah di Indonesia, wakalah nampaknya cabang2 penjualan dinar-dirham mungkin ujung2nya mirip dengan toko emas ya, bank/lembaga syariah nampaknya masih belum memiliki program dinar dan dirham
- http://www.americanchronicle.com/articles/viewArticle.asp?articleID=37692
- http://www.cislamica.org/comerciohalal/dinardirham/dinardirham.html
- http://wakalasauqi.blogspot.com/: salah satu gambaran wakalah
- satu bahasan ttg dollar dan dinar: Dollar sudah jatur dimana dinar?
- 50 Galeri Emas Akan Dibangun: bentuk lain selain wakalah
- Prof Umar Vadillo: orang Eropa pemrakarsa e-dinar

Menurut saya menyimpan uang dalam emas (lebih bagus lagi dinar-dirham) secara kolektif bisa memperkuat ekonomi kita yang lemah, bila tiap orang di Indonesia menahan tabungan 1 dinar (=4.25gram emas, Rp 850rb, 93 usd per sept 2007), bila ada 10juta dinar saja ditahan dalam jangka waktu lama atau dipergunakan sebagai trankasi jangka panjang misalnya pinjam meminjam menolong sesama, kemungkinan lebih baik dari pada dalam bentuk uang. Masyarakat emas akan terbentuk. Salah seorang teman saya pernah memberi bantuan pinjaman, tidak dalam bentuk uang tapi emas dan minta kembali juga dalam bentuk emas, walaupun teman saya itu kelihatannya untung tapi tentu bukan riba. Ayo menabung emas! Lebih baik lagi dalam bentuk dinar-dirham.

Dari link di atas:

Introducing The New Dinar & Dirham Shop From e-Dinar

Mark Herpel

e-dinar.com is a digital currency which has been around for many years. It is very similar to e-gold.

Their current e-dinar payment system is practical, private, very secure and 100% backed by gold. Unlike an actual gold dinar, an e-dinar is divisible into smaller units. The online version is divisible right down to 0.000001 Troy ounce.

New accounts are free and can be opened in a matter of minutes. Just like e-gold, all transactions are final. When spending from your online account, the amount can be expressed in terms of e-dinar/e-dirham or national currency. Both e-dinar and e-dirham can be redeemed for their physical counterparts. Stored metal is handled by Emirates Gold (DMCC).

e-dinar has just opened the dinar & dirham shop where account holders can easily purchase the physical gold and silver by paying direct from the online electronic account.

Many readers might be asking, “What is a Dinar? ” According to Islamic Law, the Dinar is a specific weight of 22k gold (.917) equivalent to 4.25 grams. The Islamic Dirham is a specific weight of pure silver equivalent to 3.0 grams. Click here to see the full set of Gold Dinars and Silver Dirhams.

The history of the Islamic dinar is fascinating and very impressive.

In the beginning the Muslims used gold and silver by weight and the dinar and dirhams that they used were made by the Persians. History has demonstrated repeatedly that paper money has been a permanent instrument of default and reducing the wealth of the Muslims. In addition, Islamic Law does not permit the use of a promise of payment as a medium of exchange. *e-dinar.com

Gold and silver are the most stable currency the world has ever seen. From the beginning of Islam until today, the value of the Islamic bimetallic currency has remained surprisingly stable in relation to basic consumable goods: A chicken at the time of the Prophet, salla’llahu alaihi wa sallam, cost one dirham; today, 1,400 years later, a chicken costs approximately one dirham. In 1,400 years inflation is zero. Could we say the same about the dollar or any other national currency in the last 25 years?

In the long term the bimetallic currency has proved to be the most stable currency. It has survived, despite all the attempts by governments to transform it into a symbolic currency by imposing a nominal value different from its weight. *e-dinar.com DigitalMoneyWorld

1 comment:

Anonymous said...

very useful article. I would love to follow you on twitter.